Creative Financing
Down-payment funding for seller-carry deals.
Close creative deals a bank won't touch. We fund the down payment on your seller-carry note so you can stack it with a DSCR takeout, and still walk in with no money down.
How it fits
For the operator stacking seller financing with a DSCR takeout.
You negotiated a seller carry. The seller holds a note for a portion of the price. The takeout lender (usually DSCR) funds the rest, but they need the down payment paid at close. That's where we come in.
We fund the down payment, attach our terms to the seller-carry addendum, and you close the deal with zero capital out of pocket. The DSCR loan and seller's note do the heavy lifting going forward.
What you'll need
The application takes four minutes.
- Name, phone, email, business name
- Property address + closing date
- Purchase price + amount needed
- DSCR loan amount
- Title company + title company email
- Escrow officer phone(s)
- Purchase & Sale Agreement (PDF)
- Seller-Carry Addendum (PDF)
Close the creative deal.
Submit the PSA and seller-carry addendum. We'll get you a quick answer.